Welcome to Episode 6 of our 7 Common Money Mistakes series!

🕒 When’s the right time to open a Roth IRA?
If you're waiting for the “perfect” moment — you might already be making a mistake.

In this episode, Gene Natali — CEO of Troutwood and a collegiate financial literacy educator — addresses a common hesitation:
➡️ “What if a recession is coming?”
➡️ “Should I wait for the market to settle?”

Here’s the truth:
📈 The stock market rises over the long term.
⏳ The earlier you start, the more time your money has to grow.
💡 Time in the market beats timing the market.

Gene explains why waiting to open a Roth IRA — especially out of fear or uncertainty — is one of the biggest investing mistakes young people make.

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